HMO Mortgage

Niche Advice is accustomed to helping experienced Landlords or novices into the profitable domain of Houses with Multiple Occupants (HMOs) buy offering a range of HMO Mortgage and Remortgage Products. We can offer generic advice on licencing, tenancy agreements and legal requirements.



 HMO Mortgage and Remortgage Products

• Licenced or non-licensed HMOs
• House conversions into small non self contained units
• Tenants from Local authorities
• Houses for Student lets with multiple tenancies / Student halls of residence
• Studio flats, Bedsits, Self contained flats under one freehold property
• HMOs over shops or commercial premises
• Trading Limited Company lets / Offshore Company lets / SPV Limited Company lets
• First time landlords
• Portfolios of any size
• Unrelated persons residing in the same property as tenants
• Mortgages on properties that have been historically converted without building regulations
• Short leases

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